Carmel Home
2501 OLD HARTFORD ROAD, Owensboro, KY 42303
Owensboro, Kentucky · CMS verdict
Carmel Home holds a 4 of 5 CMS overall star rating - above the Kentucky state average of 2.9, reflecting above-average quality on the federal five-star scale.
The rating and the PlainElderCare Index below summarize federal inspection, staffing, and outcome data, they measure specific, documented dimensions of this facility, not a holistic verdict on the care your family member would receive. Visit in person, talk with staff and current residents' families, and weigh your family member's specific needs before choosing.
Carmel Home in Owensboro, Kentucky holds a CMS overall rating of 4 of 5 stars and a PlainElderCare Quality & Compliance Index of 72 of 100 (grade C). The 18-bed facility operates where a semi-private nursing-home room in Kentucky runs a median of $9,718 per month. Figures are from CMS Nursing Home Compare.
PlainElderCare Quality & Compliance Index
A transparent composite of this facility's CMS Care Compare sub-ratings and its federal inspection record. It complements, and does not replace, the official CMS overall rating of 4 of 5 stars. How this is calculated.
How the 72 is built
Each segment is a dimension's weighted points toward the score, summing to 72.
Weights: health inspections 30%, staffing 25%, quality measures 25%, inspection record 20%; any dimension CMS has not published drops out and its weight redistributes (no silent deflation). Inspection record is benchmarked against all rated US nursing homes. Source: CMS Nursing Home Compare.
Data insights
Quality ratings
On Care Compare (data as of April 2026), Carmel Home carries an overall CMS quality rating of 4 out of 5 stars. That figure rolls up three sub-ratings tracked separately: health inspection (4/5), staffing (N/A), and quality measures (3/5).
What each sub-rating measures
The health inspection rating reflects on-site surveyor findings from the last three cycles. The staffing rating compares case-mix-adjusted nurse hours per resident day to national benchmarks, and quality measures aggregate 15 clinical indicators including pressure ulcers, falls with injury, and long-stay antipsychotic use.
Size and setting
Located in Owensboro, Kentucky, this facility operates 18 certified beds with an average daily census of roughly 18 residents - an occupancy rate of about 100%. The facility is classified under non profit - corporation ownership, a designation that can influence staffing patterns, reinvestment decisions, and admissions policy. At roughly 100% occupancy, this facility is running near full capacity, worth confirming current bed availability directly before visiting.
Same-ownership peers
Within Kentucky, Carmel Home is one of 35 non profit - corporation nursing homes CMS rates. Its 4-star overall rating sits above the non profit - corporation-segment average of 3.5 stars, ahead of roughly 37% of same-ownership peers in the state. This ownership-segment comparison controls for business-model differences, so what's left mostly reflects how this facility runs relative to similar operators, not the type of operator it is.
Inspection record
On the regulatory side, federal and state surveyors have documented a limited number of deficiencies at this facility (3 total). CMS has levied 4 enforcement penalties - civil money penalties or denials of payment, during the same window. A handful of documented findings is common even among well-run facilities; the F-tag scope and severity codes on the full report distinguish isolated paperwork issues from resident-harm findings.
Where these figures come from
The figures above come directly from the U.S. Centers for Medicare \& Medicaid Services Nursing Home Compare dataset for federal quality ratings, combined with the CareScout 2025 Cost of Care Survey of more than 15,000 elder-care providers nationwide and U.S. Census American Community Survey income data. Cost figures are monthly medians, refreshed annually with each new CareScout release; quality ratings are refreshed quarterly from the CMS Provider Information File. Read these state and county medians as benchmarks, then verify current rates with individual providers and consult care managers before making placement decisions. See our methodology for source vintage.
How Carmel Home compares to Kentucky
CMS five-star sub-ratings (0–5) for this facility against the Kentucky facility-weighted average. Source: CMS Care Compare.
Bar = this facility's rating · vertical marker = Kentucky state average. Higher is better on all four CMS measures.
Where Carmel Home ranks in Kentucky
Among the 266 CMS-rated nursing homes in Kentucky, Carmel Home’s 4-star overall rating is higher than 61% of them. The bars show how all Kentucky homes spread across the CMS 1-to-5 scale; this facility’s band is highlighted.
61 Kentucky homes share this 4-star rating. Source: CMS Nursing Home Compare.
Facility details
| Attribute | Value |
|---|---|
| Beds | 18 |
| Residents | 18 |
| Ownership | Non profit - Corporation |
| County | Daviess |
| Penalties | 4 |
| Deficiencies | 3 |
Source: CMS Care Compare Nursing Homes (data as of April 2026)
What do families ask most?
What is the quality rating for Carmel Home? ▾
4 out of 5 stars is Carmel Home's current CMS overall rating, built from a health inspection rating of 4/5, a staffing rating of N/A, and a quality measures rating of 3/5.
How much does a nursing home cost per month in Kentucky? ▾
CareScout's 2025 survey puts Kentucky's median semi-private nursing home rate at $9,718 per month ($116,618 per year), with private rooms averaging $11,254 per month.
What services does Carmel Home offer? ▾
With 18 beds with approximately 18 current residents, Carmel Home is a skilled nursing facility. It operates under non profit - corporation ownership, and CMS's inspection record shows 3 deficiencies and 4 penalties.
Does Carmel Home have any deficiencies or penalties? ▾
Carmel Home has few deficiencies (3 total) and 4 penalties recorded by CMS. Small counts like this show up even at strong facilities; ask the facility directly what each finding involved and how it was resolved.
What are the alternatives to a nursing home in Kentucky? ▾
In Kentucky, alternatives include assisted living ($5,528/mo), home health aides ($6,197/mo), and adult day care ($1,907/mo).
Elder Care Guides
Explore PlainElderCare
Related Resources
Compare cost and CMS quality across the state on the Kentucky elder-care overview, or see how facilities rank nationwide in our highest-rated states ranking.
Weigh nursing care against assisted living, home health, and adult day care, with national median costs, on our care types comparison, and learn how to fund it in our paying for elder care guide.
Source: CMS Nursing Home Compare. Provider ID: 185226.
Read our methodology - how this data is sourced, computed, and verified.