River Terrace Health Care Center
400 CAYLOR BLVD, Bluffton, IN 46714
Bluffton, Indiana · CMS verdict
River Terrace Health Care Center's CMS overall star rating runs above the Indiana state average (3.1) and reflects above-average quality by the federal five-star measure.
The rating and the PlainElderCare Index below summarize federal inspection, staffing, and outcome data, they measure specific, documented dimensions of this facility, not a holistic verdict on the care your family member would receive. Visit in person, talk with staff and current residents' families, and weigh your family member's specific needs before choosing.
River Terrace Health Care Center in Bluffton, Indiana holds a CMS overall rating of 4 of 5 stars and a PlainElderCare Quality & Compliance Index of 72 of 100 (grade C). Its CMS inspection record lists a moderate number of deficiencies. Figures are from CMS Nursing Home Compare.
Quality & Compliance Index (thinner bed book)
Its certified bed capacity sits in the lower U.S. bed tercile (≤80). A transparent composite of this facility's CMS Care Compare sub-ratings and its federal inspection record. It complements, and does not replace, the official CMS overall star rating shown at the top of the page. How this is calculated.
How the 72 is built
Each segment is a dimension's weighted points toward the score, summing to 72.
Weights: health inspections 30%, staffing 25%, quality measures 25%, inspection record 20%; any dimension CMS has not published drops out and its weight redistributes (no silent deflation). Inspection record is benchmarked against all rated US nursing homes. Source: CMS Nursing Home Compare.
River Terrace Health Care Center's thinner certified-bed book
Quality ratings
The rating comes from CMS's most recent Care Compare release (data as of April 2026). CMS rolls three sub-ratings into the overall star: health inspection, staffing, and quality measures. The chart below sets each of them against the Indiana average.
What each sub-rating measures
The health inspection rating reflects on-site surveyor findings from the last three cycles. The staffing rating compares case-mix-adjusted nurse hours per resident day to national benchmarks, and quality measures aggregate 15 clinical indicators including pressure ulcers, falls with injury, and long-stay antipsychotic use.
Size and setting
Located in Bluffton, Indiana. Bed capacity and average daily census, where CMS reports them, are in Facility details below. Its ownership type, listed in Facility details, can influence staffing patterns, reinvestment decisions, and admissions policy. At roughly 43% occupancy, this facility is running well below its certified bed capacity, worth asking why directly.
Same-ownership peers
Within Indiana, River Terrace Health Care Center is one of 103 government - county nursing homes CMS rates. Its 4-star overall rating sits above the government - county-segment average of 3.2 stars, ahead of roughly 57% of same-ownership peers in the state. Peer comparisons within the same ownership type are more apples-to-apples than a state-wide average, since for-profit, non-profit, and government operators tend to differ systematically in staffing and reinvestment.
Inspection record
On the regulatory side, federal and state surveyors have documented a moderate number of deficiencies at this facility; the counts are in Facility details below. CMS has levied no enforcement penalties over the equivalent window. This volume of findings is worth reading past the count: CMS's F-tag scale separates isolated, low-harm citations from widespread or immediate-jeopardy ones, and only the full report shows which this facility has.
Where these figures come from
Figures above come from CMS Nursing Home Compare (Care Compare, data as of April 2026) with state cost medians from the CareScout 2025 Cost of Care Survey. See our methodology for vintage.
How River Terrace Health Care Center compares to Indiana
CMS five-star sub-ratings (0–5) for this facility against the Indiana facility-weighted average. Source: CMS Care Compare.
Bar = this facility's rating · vertical marker = Indiana state average. Higher is better on all four CMS measures.
Where River Terrace Health Care Center ranks in Indiana
Among the 504 CMS-rated nursing homes in Indiana, River Terrace Health Care Center’s 4-star overall rating is higher than 56% of them. The bars show how all Indiana homes spread across the CMS 1-to-5 scale; this facility’s band is highlighted.
107 Indiana homes share this 4-star rating. Source: CMS Nursing Home Compare.
Facility details
| Attribute | Value |
|---|---|
| Beds | 67 |
| Residents | 29 |
| Ownership | Government - County |
| County | Wells |
| Penalties | 0 |
| Deficiencies | 5 |
Source: CMS Care Compare Nursing Homes (data as of April 2026)
What do families ask most?
What is the quality rating for River Terrace Health Care Center? ▾
River Terrace Health Care Center has an overall CMS quality rating of 4 out of 5 stars. The health inspection, staffing, and quality measures sub-ratings behind it are compared with the Indiana average in the chart on this page.
How much does a nursing home cost per month in Indiana? ▾
In Indiana, a semi-private nursing home room runs a median $8,943/month ($107,310/year) per the CareScout 2025 survey; private rooms average $10,326/month.
What services does River Terrace Health Care Center offer? ▾
River Terrace Health Care Center operates as a skilled nursing facility. For the specific care and therapy services, contact the facility: CMS data covers capacity, ownership, ratings, and inspections, not a service menu.
Does River Terrace Health Care Center have any deficiencies or penalties? ▾
River Terrace Health Care Center has multiple deficiencies and no penalties recorded by CMS; the counts are in the Facility details table. A count in this range makes it worth asking staff or the facility directly which findings were minor paperwork versus resident-care issues.
What are the alternatives to a nursing home in Indiana? ▾
In Indiana, alternatives include assisted living ($5,639/mo), home health aides ($6,673/mo), and adult day care ($2,752/mo).
Keep reading
Also see the Indiana elder-care overview and highest-rated states. Provider ID: 155726.
Read our methodology - how this data is sourced, computed, and verified.